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Financing your home improvement projects
We work with EnerBank USA to bring affordable financing options to our customers. They are a reputable company that we have partnered with for a number of years.
- The first step is to submit an application to EnerBank for approval. You can do this through the link provided here, or you can call EnerBank to do an application over the phone.
- After approval EnerBank will text you a link that will go over your rate, term, payment and next steps.
- When you click on the link it will direct you to set up an account with EnerBank where you can manage your financing. You will be able to manage your payments, view your disbursements, and more.
- After the docs are signed we will place you on our production schedule.
- Your payments will begin approximately 180 days after the date of application.
* Introductory Payment - interest payment may be required before payment is due.
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Commonly Asked Questions
- Rates and terms change, but most rates for our customers are between 8.99% - 24.49%
- Keep in mind, this is typically an unsecured loan, meaning they don't put a lien on your property. That means the rates are going to be higher than a secured bank loan (like a home equity), but usually lower than another unsecured loan or credit cards.
- There is no pre-payment penalty, so you can pay extra each month, or pay it off early.
- Loan Terms:
$10,000+ = 12 years
$7500+ = 10 years
$3500+ = 7 years
$1500+ = 5 years
$1000+ = 3 years
- EnerBank's Contact Information:
Contractor ID: 90085
Loan Code: DEL2622